What Are the HDFC Bank SWIFT Codes?

An HDFC Bank SWIFT code is an 8-11 unique alphanumeric code that identifies HDFC Bank in India to recieve or send money across countries securely. The main SWIFT code for HDFC Bank in India is often 'HDFCINBBXXX.' Here, the first 4 characters (HDFC) identify the specific bank. The next 2 characters (IN) identify the country, and the next 2 characters (BB) identify the location/code, often representing the bank's main office. The last 3 characters (XXX) identify the specific branch.

You can find the SWIFT/ BIC (Bank Identifier Code) on bank statements, online, through mobile banking, or by contacting the specific HDFC branch. Every HDFC bank branch may have a unique SWIFT code depending on its services and location. You must use the correct SWIFT code for the relevant branch. In this blog, we will cover the official HDFC SWIFT codes by branch to correct and secure international transfers.

What is the HDFC SWIFT Code?

The HDFC SWIFT code is a unique 8-11 character identifier used for international fund transfer between banks. It is formatted as 'HDFCINBBXXX' and ensures secure, accurate, and fast transactions between different financial institutions while also guaranteeing funds are sent to the correct account.

You can use the SWIFT codes for HDFC bank to either recieve money from overseas or send money from another bank abroad. Additionally, HDFC Bank uses these codes to securely exchange messages between branches worldwide.

HDFC Bank SWIFT Codes List in India

Here is a list of HDFC Bank SWIFT codes in India:

How to Find the HDFC Bank SWIFT Codes?

You can find your HDFC bank SWIFT codes by following any of the options below:

• Visit your HDFC bank branch in person.
• Contact HDFC customer care for assistance.
• Log in to your account and check your recent HDFC bank statement.

What is the HDFC Bank SWIFT Code Structure and Format?

The HDFC bank SWIFT code comprises 8-11 alphanumeric characters, representing the bank, country, city, and branch. Here is a breakdown of the SWIFT code structure and format:

• Bank Code A-Z: It consists of four letters that indicate the bank's name in an abbreviated form.
• Country Code A-Z: It consists of two letters denoting the country where the bank is situated.
• Location Code 0-9 A-Z: It is of two letters representing the location of the HDFC bank's branch office.
• Branch Code 0-9 A-Z: It consists of three alphanumeric characters indicating the specific HDFC bank's branch name.

Example of HDFC Bank SWIFT Code

Let's understand the HDFC Bank SWIFT code format with the help of an example. Suppose a SWIFT code is 'HDFCINBBCOC', then:

• HDFC = Bank Code.
• IN (India) = Country Code.
• BB (second B represents active code) = Location code and status.
• COC (Cochin/Kochi) = Branch Code

What is the Importance of HDFC SWIFT Codes?

Here are the importances of the HDFC Bank SWIFT Code:

• The SWIFT code is a unique alphanumeric code that improves network efficiency by identifying financial institutions.
• It ensures smooth communication by allowing you to exchange messages or transfer funds from one commercial bank to another quickly, regardless of the location.
• It uses encryption and decryption technologies to secure transmission and data during transit. It ensures that the message is encrypted when transmitted and decrypted upon receipt.
• SWIFT code maintains its global reputation through a strict, multi-layered commitment to integrity, confidentiality, and security.

Is the SWIFT Code the Same for All HDFC Branches?

No, the SWIFT code for all HDFC bank branches is not the same. This ensures that international transactions and communication between banks are routed correctly. You need to use the correct SWIFT code for the relevant branch to avoid transaction rejection, delays, and extra fees.

Bottom Line

The primary SWIFT code for HDFC Bank in India for international fund transfers is 'HDFCINBBXXX'. It is a unique 8 to 11 character alphanumeric code essential for receiving money from abroad. SWIFT code is different from the IFSC code. You must double-check the HDFC bank SWIFT code with the recipient or the bank to avoid failed or delayed transactions.

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