Can an SBI Savings Account Be Closed Online or From Abroad?

No, you cannot close your SBI savings account online. To get the account closure form, you need to visit an SBI branch, fill it out, and submit it along with other documents. Given this, you cannot close your bank account without being physically present at the bank.

How Can I Permanently Close My Savings Bank Account?

To close your savings bank account permanently, you need to fill out the SBI closure form. Additionally, along with it, submit the requested documents like identity proof, address proof, and others to the bank.

Are There Any Charges for Closing a Savings Bank Account?

Yes, there are charges for closing an SBI savings bank account. Considering this, the charges depend on the timeframe within which you opt to close your account. You have to pay INR 500+ GST if you close your account after 14 days but within one year.

NRI Banking Services

How NRIs Close SBI Accounts Online and Offline?

By Manish Prajapat |Last Updated: February 17, 2026

How NRIs Close SBI Accounts Online and Offline?

There are various reasons for NRIs to close SBI savings accounts. It includes relocation, dissatisfaction with bank services, and an unused account incurring unnecessary charges like minimum balance penalties, debit card fees, and SMS charges. Considering this, NRIs can close their SBI NRI accounts by submitting a written, signed request letter and an account closure form to their bank branch, either in person or by courier.

Confused? This blog explains the steps to close your SBI NRE/ NRO account, both online and offline, along with all other essential details. So read on and gather all the information.

Manish Prajapat(Tax Expert)

Mr Manish is a financial professional with over 10 years of experience in strategic financial planning, performance analysis, and compliance across different sectors, including Agriculture, Pharma, Manufacturing, & Oil and Gas. Mr Prajapati has a knack for managing financial accounts, driving business growth by optimizing cost efficiency and regulatory compliance. Additionally, he has expertise in developing financial models, preparing detailed cash flow statements, and closing the balance sheets.

Frequently Asked Questions

When a bank account linked to an FD is closed, generally, the FD is either broken prematurely with penalties, or if it matures, the amount is paid to another designated account. Early account closure typically results in reduced interest rates while mature FDs are paid out.

After closure, the balance from your bank account is returned to you, typically by check mailed to your registered address or by transfer to your designated bank account.

If you do not use your SBI bank account, your funds will be classified as unclaimed deposits. However, by following the bank's procedure, you can reclaim your funds.

It generally takes 7 to ten days to close your SBI savings account after submitting the account closure application form along with other documents to the SBI bank to close your account.

Yes, you need to go to the SBI home branch where you opened the SBI savings account to close it. Considering this, you cannot close your SBI bank account from any branch.

How NRIs Close SBI Accounts Online and Offline?

Frequently Asked Questions

What Happens to Fixed Deposits Linked to the Account When It Is Closed?

What Happens to the Balance in My Bank Account After Closure?

What Happens If I Do Not Close or Use My SBI Bank Account for a Long Period (10 Years)?

How Long Does It Take to Close an SBI Savings Account?

Do I Need to Visit the Home Branch to Close My SBI Account, or Can It Be Closed From Any Branch?

How NRIs Close SBI Accounts Online and Offline?

Frequently Asked Questions

What Happens to Fixed Deposits Linked to the Account When It Is Closed?

What Happens to the Balance in My Bank Account After Closure?

What Happens If I Do Not Close or Use My SBI Bank Account for a Long Period (10 Years)?

How Long Does It Take to Close an SBI Savings Account?

Do I Need to Visit the Home Branch to Close My SBI Account, or Can It Be Closed From Any Branch?