How Much Does HDFC Bank Charge for Closing an Account?

The bank does not charge any fee if the account is closed within 14 days of opening. If the account is closed after 14 days but within one year, a closure fee may apply—typically INR 500 for regular accounts and INR 300 for foreign nationals, subject to the bank’s prevailing charges.

How Do I Permanently Close My HDFC Bank Account?

To permanently close your account, you must complete the account closure form and submit it at your branch along with required documents, unused cheque leaves, and linked debit or credit cards. Ensure that all dues and pending charges are cleared before initiating the closure process.

Can I Close My HDFC Bank Account Online?

No, you cannot completely close your account online with HDFC Bank. However, you can initiate the closure process through the bank’s e-closure platform, fill out the form online, download it, and submit it offline at the branch.

NRI Banking Services

How NRIs Close HDFC Bank Account Online and Offline?

By Vikram Agrawal |Last Updated: February 16, 2026

How NRIs Close HDFC Bank Account Online and Offline?

Every month, several NRIs face this dilemma. There are several reasons NRIs close HDFC accounts. It includes returning to India permanently, avoiding maintenance charges on a dormant account, or consolidating their finances. Generally, to close a bank account, you need to complete the account closure form, settle any outstanding payments, and submit the required documents. The process is generally done offline; there is no fully online option, so you need to submit the documents by email or courier.

Well, the confusion is real. Considering this, to help you out, this blog provides you with complete information about how can NRIs close HDFC bank accounts online and offline. So read on and clear all your doubts.

Vikram Agrawal(Tax Expert)

Mr Vikram brings in more than ten years of experience in US Taxation. He is also an EA mentor and instructor. The expertise of Mr. Agrawal includes accounting, bookkeeping, Tax preparation, small business tax, personal tax planning, income tax, financial advisory services, and retirement planning.

Frequently Asked Questions

To unblock your account, you may visit your home branch with valid identity and address proof and submit a reactivation request. Alternatively, you can contact customer care through the official helpline numbers for assistance.

Yes, you may convert your savings account into a zero-balance account if it qualifies as a salary account linked to your employer’s salary disbursement arrangement.

If you fail to maintain the required minimum balance, the bank may levy a non-maintenance penalty. The charges vary depending on the account type and branch location.

You can check your account status through net banking, the mobile banking app, or by visiting your home branch.

Yes, you can close your account before completing one year. However, an early closure fee may be applicable. It is advisable to confirm the exact charges before proceeding.

How NRIs Close HDFC Bank Account Online and Offline?

Frequently Asked Questions

How Can I Unblock My HDFC Bank Account?

Can I Change My HDFC Savings Account to a Zero-Balance Account?

What Happens if I Do Not Maintain the Minimum Balance in My HDFC Account?

How Do I Check if My HDFC Bank Account Is Closed?

Can I Close My HDFC Bank Account Before One Year of Opening?

How NRIs Close HDFC Bank Account Online and Offline?

Frequently Asked Questions

How Can I Unblock My HDFC Bank Account?

Can I Change My HDFC Savings Account to a Zero-Balance Account?

What Happens if I Do Not Maintain the Minimum Balance in My HDFC Account?

How Do I Check if My HDFC Bank Account Is Closed?

Can I Close My HDFC Bank Account Before One Year of Opening?