Do NRIs Need to be Physically Present in the USA to Complete the Purchase?

No, NRIs can also complete the entire purchase remotely via a real estate lawyer or the agency. In the US, digital subscription to documents and signatures is legitimately accepted.

Can NRIs Rent Out Their US Property?

Yes, NRIs can rent out their property in the US and generate rental income out of it, which must be reported under US laws.

What is the Average Property Tax Rate in the USA?

The average property tax rate in the USA typically ranges between 0.5% and 2.5% of the assessed value of the property, and it is paid annually.

Investment & Financial Planning

NRI Purchasing Property In USA: Process & Tax Implication

By Varun Gupta |Last Updated: January 13, 2026

NRI Purchasing Property In USA: Process & Tax Implication

Buying their very own property in abroad is still a dream of many NRIs. This entire feeling is overwhelming, especially when you are planning to buy a property in the world's top economy: America.

For NRIs purchasing property in USA, you must know that the process involves different legal, practical, and financial steps, which many of you might not be aware of. Well, this guide talks exactly about that.

Varun Gupta(Tax Expert)

Mr Varun is a tax expert with over 13 years of experience in US taxation, accounting, bookkeeping, and payroll. Mr Gupta has not prepared and reviewed over 5000 individual and corporate tax returns for CPA firms and businesses.

Frequently Asked Questions

Yes, an Indian citizen can buy a house in the USA.

No, Non-resident Indians do not need a US visa to buy a property in the U.S.

There are no restrictions on the type of property an NRI can buy in the USA, be it residential, commercial, or a land property.

Yes, some US banks do offer mortgage services to foreign buyers, such as NRIs; however, their documentation and related requirements are strict, including a higher down payment and proof of income and assets.

NRIs are subject to capital gains tax on property resale, property taxes, and income tax if the property has been rented out. You also need to file the US tax return.

NRI Purchasing Property In USA: Process & Tax Implication

Frequently Asked Questions

Can an NRI Buy a House in the USA?

Do NRIs Need a US Visa to Buy Property?

Are There Any Restrictions on the Type of Property an NRI can Buy in the USA?

Can an NRI Get a Mortgage For a Property in the USA?

What Taxes are Liable on NRIs Buying US Property?

NRI Purchasing Property In USA: Process & Tax Implication

Frequently Asked Questions

Can an NRI Buy a House in the USA?

Do NRIs Need a US Visa to Buy Property?

Are There Any Restrictions on the Type of Property an NRI can Buy in the USA?

Can an NRI Get a Mortgage For a Property in the USA?

What Taxes are Liable on NRIs Buying US Property?