UPI Transaction Charges - Per Day Limits, Rules, Key Details, & Guidelines

The National Payments Corporation of India (NPCI) is responsible for setting UPI transaction charges and daily limits to regulate digital payments. Most personal payments made via UPI remain free; however, the UPI transaction limit is generally Rs 1 Lakh per day for both NRIs and Indian residents. Yet, some selected categories have higher per-day transaction limits. 

In this blog, we will explore the per-day UPI transaction limit in 2026, the per-week limit, UPI charges, surcharge/ interchange fees, and related aspects of this concept.