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NRI Banking Services

How To Use UPI In Sri Lanka ? An Easy Guide

Sanskriti SaxenaBy Sanskriti Saxena |Last Updated: December 25, 2025
How To Use UPI In Sri Lanka ? An Easy Guide
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  3. How To Use UPI In Sri Lanka ? An Easy Guide
  4. Reading Time: 5 mins

NRIs living in Sri Lanka or Indian travelers traveling there can now use UPI services effortlessly. With the introduction of UPI services in Sri Lanka, it is now available in seven countries worldwide, including the UAE, France, Singapore, Sri Lanka, Mauritius, Bhutan, and Nepal.

This move has been aimed at making cross-border UPI payments smoother and more effective. So, if you are still wondering "how to use UPI in Sri Lanka?", this guide is precisely what you need.

Sanskriti Saxena
Sanskriti Saxena(Tax Expert)

Miss Sanskriti is a certified Tax Expert. She has her expertise in US GAAP, Taxation, SOX, IRS, Accounting, and Auditing standards. Miss Saxena is an intellectual blend of a high-end auditor, tax consultant, and accountant

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Frequently Asked Questions

PhonePe, Google Pay, Paytm, and HIM are some of the major UPI apps that support LankaQR payments. Just ensure the app is up to date and linked to an active Indian bank account.

An Indian number is not required for standard UPI apps; NRIs with active NRE/NRO accounts linked to the UPI can also use it. However, first activate international payments in the app.

Open your UPI app (e.g., PhonePe), then scan the LankaQR code at the merchant. Enter the amount in LKR, which will be automatically converted to INR Enter the UPI PIN. The merchant receives LKR, and your INR account is debited instantly for the amount paid.

LankaQR is available at major transaction points, tourist spots, airports, shops, and taxis in Colombo and other cities.

Usually, there are no extra fees from the banks or the app; however, each application sets a daily UPI transaction limit, and the currency is automatically converted at NPCI rates.