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NRI Banking Services

Open NRI Account Online - Types, Process, Timeline & More

Ritesh JainBy Ritesh Jain |Last Updated: January 6, 2026
Open NRI Account Online - Types, Process, Timeline & More
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  3. Open NRI Account Online - Types, Process, Timeline & More
  4. Reading Time: 7 mins

With innovation and digitization on the rise, opening NRI bank accounts online is now easier than ever. As an NRI, managing our finances while living abroad is a challenge in itself, and that's when a Non-Resident Indian account comes in.

Any individual citizen who lives and works abroad for more than 182 days in a year is considered an NRI and can open NRI accounts to manage their money in India from abroad.

Ritesh Jain
Ritesh Jain(Tax Expert)

Mr. Ritesh has 20 years of experience in taxation, accounting, business planning, organizational structuring, international trade financing, acquisitions, legal and secretarial services, MIS development, and a host of other areas. Mr Jain is a powerhouse of all things taxation.

Categories
  • NRI Income Tax & Compliance
  • PAN Card
  • NRI Banking Services
  • US Tax Filing and Compliance
  • US Tax Forms
  • NRI Returning to India
  • Investment & Financial Planning
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Frequently Asked Questions

Indian citizens living abroad, such as NRIs, OCIs/PIOs, qualify for NRE, NRO, and FCNR accounts; they must prove their non-resident status with a passport and visa.

Any NRI account can be opened online fully via applicable bank apps and portals.

Yes, some banks offer app-based video verifications.

Documents such as a passport, PAN/Form 60, visa/OCI, overseas address proof (bank statement/utility), photo signature, and so on are required for NRI account opening online.

Yes, for physical submission, you need the documents attested.