How Long Does it Take for NRIs to Get a Refund After Validation?

Once validation is complete and the restrictions are removed, refunds are usually credited within 8-15 working days. Furthermore, it depends on the processing timelines.

NRI Income Tax & Compliance

Restricted Refund Status for NRIs: Reasons & Solutions Explained

By Pankaj Shaw |Last Updated: January 23, 2026

Restricted Refund Status for NRIs: Reasons & Solutions Explained

Many Indian and NRI taxpayers often come across the "Restricted Refund" status in the bank account section of their profile dashboard on the Income Tax Portal. This status typically occurs when the name on your bank account and the name on your PAN card differ.

Hence, to correct this, you must ensure that the records remain consistent across both to avoid such issues.

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Mr Shaw brings 8 years of experience in auditing and taxation. He has a deep understanding of disciplinary regulations and delivers comprehensive auditing services to businesses and individuals. From financial auditing to tax planning, risk assessment, and financial reporting. Mr Shaw's expertise is impeccable.

Frequently Asked Questions

The term " restricted refund means that the indian income tax department has temporarily withheld or has adjudged your refund due to reasons like pending verification, mismatch in the PAN and bank account name, or unresolved tax issues that are linked to your PAN card.

Yes, the restricted refund is also applicable to NRIs , especially when the refund arises from a high TDS on the NRO income, or when the bank account validation and compliance requirements are complete.

Refunds are restricted due to various reasons, such as an unvalidated bank account, PAN-bank linkage issues, unfulfilled tax demands, or any unattended compliance notice on the income tax portal.

No, the applicable income tax refund for NRIs is usually credited only to a validated NRO bank account, not to NRE accounts.

Validation in progress means the NRo bnl account details submitted on the portal are under verification by the banks, and income tax refunds are credited only after validation is complete.

Restricted Refund Status for NRIs: Reasons & Solutions Explained

Frequently Asked Questions

What Does "Restricted Refund" Mean on the Income Tax Portal?

Does the Restricted Refund Apply to NRIs?

Why is My Income Tax Refund Restricted Even After the ITR has Been Successfully Processed?

Can NRIs Receive an Income tax Refund in NRE Accounts?

What Does the "Validation in Progress" Mean for NRIs?

Restricted Refund Status for NRIs: Reasons & Solutions Explained

Frequently Asked Questions

What Does "Restricted Refund" Mean on the Income Tax Portal?

Does the Restricted Refund Apply to NRIs?

Why is My Income Tax Refund Restricted Even After the ITR has Been Successfully Processed?

Can NRIs Receive an Income tax Refund in NRE Accounts?

What Does the "Validation in Progress" Mean for NRIs?