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PAN Card

How to Link PAN Card With Bank Account Number?

Ritesh JainBy Ritesh Jain |Last Updated: January 22, 2026
How to Link PAN Card With Bank Account Number?
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  3. How to Link PAN Card With Bank Account Number?
  4. Reading Time: 8 mins

The Income Tax department made linking PAN with bank accounts mandatory for all taxpayers, regardless of whether it's a savings or a current account. It is because it ensures compliance with income tax rules, conducting high-value transactions, opening a demat and trading account, and engaging in international transactions, etc.

PAN can be linked with a bank account, both online and offline. Every taxpayer must know how to link PAN with a bank account. They can easily link or pre-validate their banks via the e-filing portal. In this blog, we will discuss how to link a PAN card with a bank account.

Ritesh Jain
Ritesh Jain(Tax Expert)

Mr. Ritesh has 20 years of experience in taxation, accounting, business planning, organizational structuring, international trade financing, acquisitions, legal and secretarial services, MIS development, and a host of other areas. Mr Jain is a powerhouse of all things taxation.

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  • NRI Income Tax & Compliance
  • PAN Card
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Frequently Asked Questions

No, a PAN card will not be automatically linked to a bank account. You need to link your PAN number with your bank account when you open a new one or later via the bank's net banking portal.

You can link your PAN card with your bank account online by logging into your bank's net banking portal or mobile banking app.

Yes, you must link both accounts with your PAN card, even if they're in the same bank. Linking your PAN card with your bank account helps you in conducting various financial transactions, like opening a fixed deposit account, depositing more than Rs. 50,000, preventing higher TDS deductions, and more.

You can check which bank account is linked to your PAN number by logging into the income tax e-filing portal and checking the banking account number mentioned under the 'Profile' section.

A PAN card is not always mandatory to open a bank account. You can submit any government-recognised identity and address proof document to open a bank account.