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Investment & Financial Planning

How Can NRIs Open A Joint Demat Account

Navneet JainBy Navneet Jain |Last Updated: December 31, 2025
How Can NRIs Open A Joint Demat Account
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  2. Investment & Financial Planning
  3. How Can NRIs Open A Joint Demat Account
  4. Reading Time: 6 mins

For a Non-Resident Indian investing in the Indian stock market, having a demat account is a non-negotiable. The demat account must then be linked to either a Portfolio Investment Scheme (PIS) or a Non-PIS route, as per guidelines framed by the Securities and Exchange Board of India and the Reserve Bank of India. 

Regarding demat accounts for NRIs, opening an individual demat account is easy, but opening NRI joint demat account requires specific documentation and conditions to comply with.

Navneet Jain
Navneet Jain(Tax Expert)

Mr Navneet brings in more than 12 years of experience as a US Tax and ITIN Expert. Additionally, he has expertise in accounting, finance, taxation, financial analysis, budgeting, and risk management.

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Frequently Asked Questions

Yes, NRIs can open a joint demat account with resident Indians.

It is not mandatory for an NRI joint demat account.

Yes, NRIs can open a joint demat account with another NRI from a different country.

Opening a joint account can take up to 72 hours if everything is done online and with perfect documentation.

Yes, minors are allowed to be joint holders, but under the supervision of their guardians.